Finance Center at CloudLot

CloudLot by Van Horn Makes Auto Financing Easy.

Navigating the process of financing a car doesn't have to be a stressful process. CloudLot by Van Horn is here to help you breeze through the process of buying your next car, and we offer plenty of resources to make your buying experience as simple and straightforward as possible. 

If you are thinking about financing your next vehicle, our dedicated team of experts is here to help every step of the way. Once you find a vehicle in our expansive inventory that appeals to you, we can help you take the next steps and guide you toward a financing solution that works for you.

We Make it Easy to Buy and Sell Cars Online

Competitive Rates

No Hassle Credit Checks

Flexible Payments

Apply for Financing Online

With CloudLot, you can skip the paperwork and long dealership visits by completing your financing application online. Our secure digital finance process connects you with trusted lenders to help you find competitive rates and terms that fit your needs. Simply fill out your information, select your desired vehicle, and receive quick approval-all without stepping foot in a showroom.

We offer financing options for all credit backgrounds, including first-time buyers and those rebuilding credit. Once approved, you'll have the flexibility to choose the vehicle that works best for your budget and lifestyle. From luxury sedans to rugged SUVs and reliable trucks, CloudLot's financing solutions make it easy to drive the car you want at a payment you can manage.

To get started, simply visit our online finance application and take the first step toward owning your next vehicle-on your terms, at your pace.

Value Your Trade with Kelley Blue Book

At CloudLot, we make selling or trading in your current vehicle quick and hassle-free. With our Kelley Blue Book trade-in tool, you can instantly find out what your car is worth based on real-time market data. This gives you a fair, transparent valuation that you can apply toward your next purchase or receive as cash.

  • Step one: Enter your vehicle's details online, including make, model, year, and condition.
  • Step two: Receive your instant valuation powered by Kelley Blue Book.
  • Step three: Apply your trade-in amount toward a new or used vehicle, or sell your car outright for cash.

By combining your trade-in with CloudLot's flexible financing options, you can reduce your down payment or lower your monthly cost. It's a convenient, transparent way to upgrade your vehicle without the stress of traditional negotiations.

Buy and Sell Cars 100 Percent Online

CloudLot offers a fully digital car buying and selling experience from start to finish. You can browse over 2,000 new and pre-owned vehicles, apply for financing, trade in your old car, and schedule delivery-all online. Our platform allows you to buy and sell cars directly from your device, giving you complete control over the process.

Once you've selected your vehicle, we'll handle the logistics. CloudLot provides nationwide delivery to 48 states, ensuring your new car arrives at your doorstep quickly and safely. If you're not completely satisfied with your pre-owned purchase, you can take advantage of our 3-day return policy. This gives you the flexibility to ensure your vehicle fits your lifestyle before making a long-term commitment. Learn more about how to buy a car online with CloudLot.

Why Finance with CloudLot?

As part of the Van Horn Auto Group, CloudLot brings decades of experience and customer trust to a modern, online platform. Our mission is to simplify financing by giving you the tools and confidence to buy your car your way. When you finance through CloudLot, you'll enjoy:

  • 100 percent Online Financing: Apply, get approved, and finalize your purchase without leaving home.
  • Trusted Trade-In Values: Get accurate valuations through Kelley Blue Book.
  • Flexible Payment Options: Choose terms that fit your budget and lifestyle.
  • Nationwide Delivery: Receive your vehicle anywhere in the lower 48 states.
  • Peace of Mind: Every pre-owned vehicle includes a 3-month/3,000-mile warranty and a 3-day return guarantee.

Start Your Financing Journey with CloudLot Today

CloudLot is redefining how drivers buy and finance cars online. From secure financing applications to transparent trade-in values and nationwide delivery, we make it easy to buy and finance your next car-all from your couch. Explore our digital inventory, value your trade, or apply for financing today to experience the smarter, simpler way to shop for your next vehicle at CloudLot.

Frequently Asked Questions

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.
  1. CloudLot

    W5073 County Road O
    Plymouth, WI 53073

    • Sales: 9204530823
Loading Map...

Get in Touch

  • Contact our Sales Department at: 9204530823